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Tips on How to Get a Free Credit Report Online

Since 2005 every US citizen is entitled to get a free copy of their credit report from each of the three major credit bureaus, TransUnion, Experian, and Equifax. Detailed information on them can be obtained from the World Wide Web. Many people are now using the internet to obtain their credit reports. It is an easy way to do so and takes little time or effort. However, there exist chances of getting scammed. So, as a knowledgeable consumer it is important to know how to get a credit report online without being scammed. Never fall for websites that spam you with credit report offers or phishing websites. Try and get access to the real companies and not ...

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Check Your Credit Report Regularly to Avoid Becoming a Victim of Identity Theft

This is the third in a series of articles which will increase your awareness about  Identity Theft.     All of us know the importance of credit reports in our lives. Your credit report shows your personal information including your legal name, alias names, addresses, current and previous employers, social insurance number and date of birth.   It also shows details of most credit enquiries carried out by financial institutions, retailers and many other credit reporting agencies including:   Current and past credit status Total number of open and closed accounts If the balances of our accounts are current or delinquent Public record information such as federal bankruptcy records local government court records, liens, judgments, and child support records (information that can stay in your record for up to 10 ...

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Credit Report Basics FAQ

Are you interested in knowing what information is included in a credit report and what's not? What should you do if you find an error on your Experian credit report? Find the answers to these and other common questions about credit reports.

»What information is included in my credit report?
»How often should I check my credit report?
»What should I do if I find an error in my credit report?
»What information is not in a credit report?
»How can I get a copy of my credit report besides online?

Credit Score Basics FAQ

Credit scores - What are they, and how are they calculated? Get the answers to your credit score questions.

»Is there just one credit score?
»What information goes into calculating a credit score?
»Why don't I have a credit score?
»How often do credit scores change?
»What is the credit score range?
»What is a good credit score?

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