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The Truth About Online Credit Reports

So many people are worried about identity theft and the status of their credit report these days. But with so many companies claiming to offer you a free report, it is no wonder consumers are confused and overwhelmed about how to get the information they need. The truth is many companies are not entirely interested in giving you a free credit report, as they are in making money off of you with their other products and services. How does a consumer know where to turn for the information they need? The Federal Trade Commission is Your Friend The Federal Trade Commission, a Federal agency set up to protect consumers, is the only place online that offers a truly ...

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The Benefit of Checking Your Free Credit Report in the UK

Instant Online Access. Today in the UK you can now have instant access to get your free credit report online. But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on your personal credit file. In order to look at every potential benefit that your credit report could give you, we need to look at what your credit report is used for. Who Uses Your Credit Report And How? Your free credit report in the UK will be used by financial institutions whenever you apply to them for credit cards, loans or mortgages and by other ...

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Credit Report Basics FAQ

Are you interested in knowing what information is included in a credit report and what's not? What should you do if you find an error on your Experian credit report? Find the answers to these and other common questions about credit reports.

»What information is included in my credit report?
»How often should I check my credit report?
»What should I do if I find an error in my credit report?
»What information is not in a credit report?
»How can I get a copy of my credit report besides online?

Credit Score Basics FAQ

Credit scores - What are they, and how are they calculated? Get the answers to your credit score questions.

»Is there just one credit score?
»What information goes into calculating a credit score?
»Why don't I have a credit score?
»How often do credit scores change?
»What is the credit score range?
»What is a good credit score?

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