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Why Your Credit Report Is Hurting You

Your credit history report is one of the key ingredients that many companies take into account when deciding whether to offer you any type of credit. By not knowing what is on your report, you are basically flying blind when it comes to dealing with these companies. A consumer's credit history will take into account almost any type of good or service offered on credit. This includes everything from loans to credit cards, phone and utility bills and even rent. If you have been late in paying any of these, it may have made its way to your report and it may be hurting your chances of getting similar services in the future or getting them on reasonable ...

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Consumer Credit Report – Do You Know What Yours Says?

A consumer credit report is the annual assessment of each person's credit standing. By knowing what is on your you can get a lot of benefits when you go to get credit based services like loans, credit cards and even rent and phones. Each year, by law, American citizens are entitled to obtain a free copy of their annual consumer credit report which basically details their credit risk profile. This allows companies who are considering extending some type of credit to the consumer to make an educated decision on the risk of that transaction. The better the credit of the consumer, then the better chance that company has of being paid back by the consumer. By having a ...

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Credit Report Basics FAQ

Are you interested in knowing what information is included in a credit report and what's not? What should you do if you find an error on your Experian credit report? Find the answers to these and other common questions about credit reports.

»What information is included in my credit report?
»How often should I check my credit report?
»What should I do if I find an error in my credit report?
»What information is not in a credit report?
»How can I get a copy of my credit report besides online?

Credit Score Basics FAQ

Credit scores - What are they, and how are they calculated? Get the answers to your credit score questions.

»Is there just one credit score?
»What information goes into calculating a credit score?
»Why don't I have a credit score?
»How often do credit scores change?
»What is the credit score range?
»What is a good credit score?

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